's plastic, s.t.e.m., science, technology, engineering, and math. graduates in those fields are more likely it find a job and make money. the starting salary for engineering graduates is nearly $62,000. for humanities and social science majors, $37,000. you don't have to be a s.t.e.m. grad to do the math on that one. back to the student loans for a moment. if you believe that study, maybe a little student debt isn't such a bad thing. but you've got to keep that down. scour for grants and scholarships.